Overcoming worry begins with identifying the root cause of your concern. It may be the problems you have, whether actual or potential. It could also be unpleasant things that you are scared might happen. Causes of worrying Our concerns and…
When it comes to investing, one of the most common debates is about bonds vs. stocks. Both offer the potential for financial growth, but they have key differences that can impact your investment strategy. First, let’s define what bonds and…
What are money market funds? Money market funds are a type of mutual fund that invest in short-term debt securities such as Treasury bills, certificates of deposit, and commercial paper. These types of investments provide the investor with relatively low…
What are balanced funds and how do they work? Balanced funds are mutual or exchange-traded funds (ETFs) that offer a combination of stocks, bonds and sometimes other assets such as cash and real estate. The ratio of stocks to bonds…
Sector funds are mutual funds or ETFs (Exchange Traded Funds) that invest in companies from a single sector of the economy. Sector funds are classified according to different economic sectors such as basic materials, consumer cyclical, financial services, real estate,…
Earlier we discussed budgeting for adults and beginners, click here to get to know more about that. However, that piece was a little too complex for teens and therefore we decided to write a simpler one (budgeting for teens) for…
Stocks are a more popular and preferred investment for most individuals but bonds could be a great option too given the lesser risk and the dividends payouts which could act as a fixed income for some individuals. Before investing in…
The universe is a mysterious and fascinating place, and for centuries, humans have been trying to understand its intricacies. Throughout history, various cultures and belief systems have attempted to explain the workings of the universe through different philosophies, religions, and…
As an employer, it’s important to offer benefits that not only attract top talent but also retain your current employees. While health insurance and paid time off are standard offerings, retirement benefits are often overlooked but can be a valuable…
As you approach retirement, it’s important to have a solid plan in place to ensure you have enough income to support your lifestyle. Creating a retirement income plan can help you identify potential sources of income and develop a strategy…